Wally Perrien: Would it be cheaper to add onto my mothers plan, her insurance is really low. All the quotes i've gotten all show well over 2500-3000$, so would it be cheaper just to add on?
Nelly Kikuchi: If I add on to hers, won't I still be considered a new driver if I ever switch to my own? I think it would be easier to just get my own now, but I'm considering adding on to hers, just with my own.I did google - I was left with nothing but very high cost quotes and a lot of confusion.
Myriam Hetjonk: I use State Farm for my car insurance and have not had any issues with them. The best car for the lowest insurance cost would be a Mercury Grand Marquis/ Ford Crown Victoria. These are full size cars and have plenty of room and are good on gas 18 city & 25 highway. Also these cars are reliable and have a full frame construction. There are plenty of these cars around and they are easy to find used on car lots and they are cheap to purchase.
Luke Creitz: If I! add on to hers, won't I still be considered a new driver if I ever switch to my own? I think it would be easier to just get my own now, but I'm considering adding on to hers, just with my own.I did google - I was left with nothing but very high cost quotes and a lot of confusion.
Delphine Cajka: If you live with your Mother, it would be cheaper to have your Mother own the car. You need to learn the rules...below:There is a LAW that insurance companies to cover all household members who have a drivers license, But… Most all insurance companies will require that you call and notify them to either allow a licensed household members to be added to the policy or exclude them. This is because as household members it is assumed they have access to your vehicles and may drive them at any time. These drivers are thus a risk/rating factor to be taken into consideration. Don’t think you can get by and not notify them of household drivers because If they are ! not notified, they can and do and will cancel the policy.Many ! state laws require that you must inform them of licensed drivers dwelling in your household, so that they can add him as a driver to your policy and rate accordingly or exclude him. Excluding anyone from your car insurance would mean that you are not paying extra on your policy to have him/her as a driver and thus they are not extended any coverage by your insurance policy if they were to drive your car and be in an accident, even if it were an emergency situation.If you have a licensed household member, whether a relative, roommate, etc, the insurer believes that the person will have access to your vehicle and thus is a rating factor that should be on your insurance policy. If the person really is not going to drive the insured vehicle then there should not be an issue with excluding them. Without you signing off on the exclusion the insurance company cannot really believe that a licensed household member may not drive your car.The perceived risk for non-household members ! by an insurance company is different and that is why you can normally let a friend that does not live with you borrow your vehicle without adding him or her to your policy.A friend may occasionally borrow your car and be covered by your insurance because they do not have regular access to your car and thus are not rated as a risk factor on your policy. If you do have someone outside of the household that regularly drives your car then normally an insurance carrier usually would also want this person listed as a driver so they would be properly covered in an accident....Show more
Soraya Coodey: Try https://tr.im/vLGce
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